Real Closings. Real Results.
See how Secured Lending Group structures solutions where traditional lenders fall short.
Single-Family Investment Property
10% Down 15% ROI
After being declined by multiple traditional lenders, this borrower was close to giving up on his goal of owning an income-producing property to supplement his retirement. With limited liquidity and only 10% available for a down payment, most institutions considered the file too tight.
We took a different approach.
By structuring the loan to allow an additional 5% gifted toward the down payment, we were able to close the transaction efficiently while protecting the integrity of the program.
Today, the property generates steady rental income and is delivering an estimated 15% return on investment — providing the borrower with greater financial security and independence.
Condo Investment
Cannongate Road, Tyngsborough, MA 01879
10% Down 100% Construction
As a first-time investor, this borrower lacked prior renovation experience — something that caused several lenders to approve her application initially, only to decline it later during underwriting.
We recognized both the potential of the property and the determination of the borrower.
Our program allowed her to purchase the distressed property with only 10% down while receiving 100% of the construction financing needed to complete the renovation.
Upon completion, the property sold successfully, and she walked away with $78,890 in net profit — launching her real estate investment career with confidence.
Multi-Family Value-Add Investment
Payson Street, Revere, MA 02151
10% Down 100% Construction 14% ROI
Traditional banks required substantial out-of-pocket capital for both the down payment and rehabilitation costs — creating a barrier for this investor.
We funded the acquisition with 10% down and provided full construction financing to complete the improvements. After renovations, each unit achieved rental income of approximately $2,700 per month.
Through our DSCR refinance program, we refinanced the property at 75% loan-to-value, allowing the borrower to recover her initial investment while locking in a 30-year fixed rate at 6.375%.
The result: stabilized cash flow and an estimated 14% return on investment — all while retaining ownership of a fully repositioned asset.
Mixed-Use Owner-Occupied Refinance
75% LTV 30-Year Fixed
Due to the mixed-use nature of this property, several lenders were unwilling to structure a refinance that properly accounted for both residential occupancy and rental income.
We designed a customized refinance solution that improved the borrower’s terms while preserving liquidity and long-term ownership.
By understanding the full income profile of the asset, we were able to deliver a structure that strengthened cash flow and positioned the borrower for long-term stability.
Have a Challenging Deal?
If your loan has been declined elsewhere, we may have the solution.
Our flexible Non-QM programs are designed to close what others cannot.